Profitable Plan

“If you want to grow your retirement savings, get a private pension plan and take advantage of its benefits.”

You can increase your retirement savings by transferring the bonuses you earn from payments made with your Bonus and Flexi credit cards to your private pension account.

Contribution: A starting capital of TRY 95,303 and monthly contribution of TRY 4,770.

Advantages

    • Zero management fee deduction!

When you choose Profitable Plan, you can take advantage of zero management fee deductions.

    • 100 from you and 30 from the government!

30% government contribution is one of the unique advantages of the Private Pension System. In private pension system, every TRY 100 you pay becomes TRY 130..

    • Retirement with the most bonus points!

You can transfer the bonus points you’ve collected in your Bonus Card, to your private pension account to save even more.

    • Flexibility to change plans and fund distribution!

You can change your private pension plan 4 times each year to invest your savings in another plan you believe to suit you better. Moreover, you can determine which funds to invest your savings and change the fund distribution 12 times in a year.

    • You control the payments.

Private pension plans offer flexible payment options. You can increase your monthly contributions, reduce it to the minimum contribution level of your pension plan and even halt your payments, any time you want.

Important Details

Deferred Entrance Fee

We certainly don’t want to see you go, but should you leave the system or transfer your agreement to another provider in the first 5 years, the total management service fee (Gross Minimum Wage * 8.5% * 5) we had withheld for the 5 years will be charged out of your overall savings at the time of exit, as the exit fee.

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