Hakan Öger graduated from Middle East Technical University, Deparment of Industrial Engineering, earned his MSc in International Finance at Marmara University and his PhD in the field of Business Administration at Celal Bayar University. He started his business career as Management Trainee at Demirbank T.A.Ş. in 1993 and later worked at Polinas Plastik Sanayi A.Ş. and Vestel Elektronik A.Ş. In 1996, he started working in Commercial Banking at Ottoman Bank Head Office. Mr. Öger was appointed as the Branch Manager in 1999. After Ottoman Bank having merged with Garanti Bank at 2001, he continued to work first as a Branch Manager, and then after 2008 as Regional Manager in various branches & regions. In 2018, he became SME Banking Director in responsible for Small Enterprises and than in 2020 , he was appointed as SME Marketing Director. Mr. Öger has been serving as Executive Vice President at Garanti BBVA Pension and Life in charge of Retail Sales, Corporate Sales, Private Customer Relationship Management and Customer Wealth Management Departments since February 1, 2023.